If you're looking for a way to accept credit card payments on the go, then a mobile credit card reader may be the perfect solution for you. With a mobile credit card reader, you can easily process transactions anywhere you have a mobile data or Wi-Fi connection. But how do you choose the best mobile credit card reader for your business needs?
First and foremost, consider the compatibility of the mobile credit card reader with your device. Make sure that the reader is compatible with your smartphone or tablet and the operating system that you use. Also, think about the types of cards that you'd like to accept, such as chip cards, magnetic stripe cards, or NFC technology like Apple Pay or Google Wallet.
Another factor to consider is the overall cost of the mobile credit card reader. Look for readers that have a low initial investment and transparent pricing with no hidden fees or lengthy contract terms. Additionally, you'll want to consider the features that come with the reader, like the ability to integrate with your accounting software, customizable receipts, and fraud prevention tools.
Are you tired of missing out on sales because you can't accept credit card payments on the go? Do you want a convenient and affordable solution for your small business needs? Keep reading to learn more about the best mobile credit card readers on the market and how they can benefit your business.
10 Best Mobile Credit Card Reader
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The product is ideal for reading, writing, and encoding magnetic stripe VIP cards with USB and Bluetooth connectivity.
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It is ideal for encoding and reading swipe card data with a USB connection, compatible with various MSR models.
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3
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This product is ideal for reading DOD Common Access Cards and credit cards on devices with a Type C port.
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4
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The product is ideal for protecting and carrying a chip card reader scanner with USB charge cable.
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5
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The product is ideal for reading, writing and encoding magnetic stripe cards in a portable manner using Bluetooth technology.
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6
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Ideal for encoding and reading data on magnetic swipe cards through Bluetooth connection for use on mobile, tablet, or PC.
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7
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The product is ideal for encoding and reading magnetic VIP cards with three tracks via a USB connection.
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8
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The product is ideal for reading and accessing secure information stored on CAC (Common Access Card) in various devices.
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9
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The product is ideal for encoding and reading VIP cards, and it is portable with Bluetooth and USB connectivity.
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10
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Ideal for reading and writing data on VIP cards with magnetic stripes, using Bluetooth technology and USB connection.
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1. Msr X6 Bluetooth Vip Card Swiper Reader Writer Encoder Hico 3 Tracks Usb And Bluetooth
Looking for a reliable and versatile mag card reader? Look no further than this 1/2/3 Tracks Read/Write/Copy/Erase Hico/Loco (300~4000 oe) Mag Card reader.
Equipped with both Bluetooth and USB interfaces, this reader works seamlessly with both computers and mobile/tablet devices. And with free software available for Windows 98/2000/XP/Vista/7/8/10 (32&64) and Mac OS, you can easily use this reader with your preferred operating system.
For even more convenience, you can download the "EasyMSR" app from the App Store or Google Play to use this reader with your Android mobile/tablet or iPhone/iPad.
Despite its powerful capabilities, this mag card reader boasts a compact design, measuring just 5.4*1.4*1.4 inches. So whether you're using it at home or on the go, you can easily take it with you wherever you need it.
Whether you're looking to read, write, copy, or erase mag cards, this reader has got you covered. And with its reliable performance and user-friendly design, you can trust it to provide accurate and efficient results every time.
2. Msr X6 Swipe Card Reader Writer 3-Track Usb Msrx6 Compatible W/ Msr206 Msr605x Msr606
The MSR X6 Card Reader Writer is a reliable and efficient device that provides exceptional card reading and writing capabilities. With its USB interface, users can seamlessly connect the device to their computer or laptop via USB cable for easy operation. However, it is important to note that this model is not compatible with smartphones or the EasyMSR app.
The device is equipped with free software that is compatible with both Windows and Mac computers, ensuring that users can easily access and utilize its features. The software is user-friendly and provides a range of functions that enable the user to read and write cards with ease.
In terms of its physical dimensions, the MSR X6 Card Reader Writer is designed with a compact size of 5.5 * 1.6 * 1.6 inches, making it easy to transport and store. Its small size also makes it an ideal choice for individuals who often work on-the-go.
3. Mtakyi Cac Smart Card Reader For Type C Devices.
Introducing the USB C DOD Military CAC Memory Card Reader, a versatile and reliable smart card reader that is ideal for various government and banking applications. With its support for DOD Military Cards, CAC Cards, Government ID, and National ID, this card reader is perfect for use in high-security federal government applications, online banking and credit card payment apps, Windows authentication, and single sign-on (SSO), network login, and much more.
This card reader boasts universal compatibility with Windows 10, Windows 8 / 8.1 (32 / 64 bit), Windows 7 (64bit), Windows Vista (64bit), Windows XP / 2000 (64bit), Mac OS, and Android OS, making it a great choice for most Android mobile phones, MacBook Pro 2018/2017/2016, Mac Air, Chromebook, ASUS ZENBOOK, DELL XPS, Huawei Matebook, and other Type C devices. It also supports hot swap, and the indicator light turns red when the USB is connected to the device.
This card reader is also compact and portable, so you can take it anywhere you go and use it whenever you need it. Its space-saving design makes it a good partner for you, whether you're at home, in the office, or on the go.
In addition, the USB C DOD Military CAC Memory Card Reader comes with a plug-in board that can insert the SIM card, and it can also be used to identify the SIM card. This makes it a highly versatile device that can be used for various applications.
When it comes to after-sale service, this card reader is backed by a manufacturer's warranty of 12 months. Moreover, the seller provides free replacement or refund within 3 months, ensuring that you are fully satisfied with your purchase. If you encounter any problems with the quality of the product, you can contact the seller, and they will be responsible for you.
4. Chip Reader Carry Case By Comecase
The Square Contactless and Chip Reader, Square Reader for magstripe (with headset jack) and USB Cable are now even safer with this premium travel hard case. The hard EVA material covered by quality PU material makes the case semi-waterproof, shockproof, and comfortable to the touch. This case is specifically designed to fit devices with internal dimensions not exceeding 2.7''x2.5'' in (7cm*6.5cm) and is ideal for protecting these devices from dust, scratches, scuffs, shock, crush, and moisture.
This chip card reader case is travel-ready, lightweight, and compact. It fits easily in your pocket, carry-on, or luggage for improved traveling protection. The removable carabiner provides portability, while the inner mesh pocket is perfect for storing accessories.
Please note that this case is sold separately and does not include the card reader. The package contents include one Chip Card Reader Scanner Case and one Carabiner.
With this chip card reader case, you can enjoy peace of mind knowing your device is protected during transit. The case is perfect for those who frequently travel for business or leisure and need a reliable way to transport their card reader.
5. Deftun Bluetooth Msr-X6(Bt) Msrx6bt Magnetic Stripe Card Reader Writer Encoder Mini Portable
Introducing the smallest and most portable wireless Bluetooth magnetic stripe credit card reader writer available in the world. This innovative device is compatible with both Hico and Loco (300~4000 oe), making it a versatile option for all your credit card needs.
The credit card reader writer boasts three tracks, including track 1,2,3, with the ability to read, write, and erase data. The LED indicator ensures that the device is functioning correctly, while the full support for ISO 7811-6 standards ensures that it meets all the necessary requirements.
This device is compatible with Windows OS, Android, Mac OS, iPhone, and iPad, thanks to its Bluetooth and USB interface. To use the device with Android Mobile/Tablet or iPhone, iPad, simply download the "EasyMSR" app from "Google Play" or "App Store." The app is available for a fee of approximately $20, making it a worthwhile investment for those who require a reliable and efficient credit card reader writer.
The EasyMSR app is available for both Android and iSO(iPhone, iPad), while Windows and Mac OS users can benefit from the free software that comes with the device.
6. Msr X6 Bluetooth Magnetic Swipe Card Reader Writer Encoder 3-Track Msrx6bt For Mobile/tablets/pc
Introducing the world's first and only wireless Bluetooth magnetic stripe credit card reader. It is the smallest and most portable device of its kind, making it perfect for on-the-go individuals. With its Hi-co and Lo-co compatibility, this device can read any magnetic stripe card with a range of 300 to 4000 oe, including Track 1, 2, and 3.
The device features three functions – read, write, and erase – and has an LED indicator to ensure that it's easy to use. It is fully compliant with ISO 7811-6 standards, making it a reliable and trustworthy device for financial transactions.
The Bluetooth and USB interface makes it compatible with a range of operating systems, including Windows and Mac OS, Android, Mac, iOS, iPhone, and iPad. With the "EasyMSR" app, which can be downloaded for free from Google Play or the App Store, users can easily manage their data on their mobile devices.
For Windows and Mac OS, users can enjoy free software, while Android and iOS users can purchase the EasyMSR app for around $19. This app provides all the necessary tools to manage and organize data on your mobile device.
7. Misiri X6 Smallest Usb 3 Tracks Mag Vip Card Reader Writer Encoder
This product boasts a wide range of functions, including read, write, copy, erase, compare, and save to file. It also offers compatibility with both Hi-Co and Lo-Co magnetic stripes, ranging from 300 to 4000 oe. This device supports tracks 1, 2, and 3, and can perform manual single-direction swipes.
The power supply for this device is provided through a USB connection, and the interface is also USB. This device is compliant with a variety of standards, including ISO7811/1~6, AAMVA, and DMV.
Users will appreciate the wide range of operating systems that this product supports, including Windows 98/2000/ME/XP/vista/7/8 (32&64), Mac OS, Linux, and Unix.
This card reader has a compact design, measuring 5.5×1.6×1.6 inches, and weighing only 145g (5 oz or 0.32lb). With its impressive range of functions and compatibility, this card reader is a reliable and convenient choice for those in need of a magnetic stripe reader.
8. Securelink Type C Smart Card Reader
The CAC Card Reader Military is a top-of-the-line device that is perfect for anyone who needs to access secure government and military websites. This reader is specifically designed for use with CAC cards, government IDs, national IDs, and other types of smart cards. It is compatible with all major smart cards and supports 5V, 3V, and 1.8V cards, as well as ISO/IEC 7816 Class A/B/C standards.
The CAC Card Reader Military is certified by militarycac.com and is recommended for use with US Military and Government DOD ID cards. Its keychain design makes it easy to take with you wherever you go, and it is perfect for travel, office use, and business applications.
This chip card reader is also incredibly versatile and is compatible with virtually all PC operating systems, including Windows, Mac OS, Linux, and Android. It is a new generation DOD Military CAC USB smart chip card reader that supports MacBook, phones, and tablets with Type C USB ports. It is driver-free on Windows 11/10/8/7 or Mac OS 10.11.1 and above. However, it is important to note that Android devices must support OTG.
The CAC Card Reader Military is designed with superior security in mind and is ideally suited for use in high-security federal government applications, online banking and credit card payment apps, Windows authentication and Single Sign-On (SSO), Network login, and much more. It has a high transfer speed for efficient transmission and saving time greatly.
9. Bluetooth Usb 3 Tracks X6(Bt) Vip Card Reader Writer Encoder Mini Portable
Introducing the only Bluetooth VIP card reader writer in the world – a revolutionary product for those in need of a versatile and efficient card reader writer. This device comes with the latest version of reading writing software, V4.01, ensuring that you have access to the most up-to-date features and capabilities.
One of the key features of this product is its ability to read, write, and erase 3 tracks, including Track 1, 2, and 3. Moreover, it can handle both high and low coercivity (300~4000 Oe), providing you with a wide range of options for magnetic stripe cards.
The device is compatible with a variety of operating systems, including Windows OS, Android, Mac OS, iPhone, and iPad. This means that you can easily connect it to your device, regardless of the platform you are using. Whether you need to use it for business or personal use, this card reader writer has got you covered.
To make things even better, the product comes with 20 blank white cards and a software disc that includes all the necessary drivers and software needed for optimal functionality. This ensures that you can get started with your card reader writer right away, without the need for any additional purchases.
10. X6 Bt Bluetooth Magnetic Vip Card Reader Writer Usb 3 Tracks Swipe Encoder [Upgraded Version]
The Hico and Loco Magnetic Card Reader is a versatile device that is compatible with all magnetic stripe cards with a range of 300~4000 oe. It features three tracks, namely track 1,2,3, and can perform various functions such as read, write, and erase with ease. The LED indicator makes it easy to operate and function, and it is fully compliant with ISO 7811-6 standards.
The design of this Magnetic Card Reader is sleek and unique, and its portability makes it an excellent choice for those who are always on the move. The device's high-grade construction ensures that it looks elegant regardless of where it is placed.
The Hico and Loco Magnetic Card Reader can be connected to various devices through its Bluetooth and USB interfaces, which are compatible with Windows OS, Android, Mac OS, iPhone, and iPad. This makes it an excellent choice for those who use different devices and operating systems.
With built-in over-voltage, over-current, leakage, short circuit, and anti-interference protection module, this device is designed with safety in mind. This feature ensures that the device is protected from any electrical malfunctions, guaranteeing its durability and reliability.
The Hico and Loco Magnetic Card Reader come with free software for Windows and Mac OS, making it easier to operate and manage. Additionally, there are paid APPs available for Android and iOS (iPhone, iPad), which provide a more comprehensive user experience.
Best Mobile Credit Card Reader FAQs
Are there any mobile credit card readers that offer a built-in printer for receipts?
Yes, there are mobile credit card readers that offer a built-in printer for receipts. One such example is the Square Terminal, which is a portable device that has a built-in receipt printer and accepts both debit and credit card payments. The Square Terminal is designed for businesses on-the-go, and it comes with a touch screen display that allows customers to sign for their purchases and add tips. The device can also print customized receipts with your business logo and contact information. Another option is the Clover Go, which is a mobile credit card reader that connects to your smartphone or tablet. The Clover Go also has a built-in printer for receipts, and it allows you to accept both chip and swipe payments. The Clover Go also offers features such as inventory management and sales reporting. Overall, if you're looking for a mobile credit card reader with a built-in printer for receipts, the Square Terminal and Clover Go are two options to consider.
Are there any mobile credit card readers that offer contactless payment options?
Yes, there are several mobile credit card readers that offer contactless payment options. Some of the popular ones include Square, PayPal Here, SumUp, and iZettle. These mobile credit card readers allow you to accept payments from customers by simply tapping their contactless-enabled debit or credit cards or mobile devices against the reader. This makes the payment process quick and convenient for both you and your customers, as there is no need for physical contact or the insertion of a card into the reader. In addition to contactless payments, these mobile credit card readers also offer a range of other features such as chip and PIN payments, invoicing, and inventory management. It's important to note that while these devices offer contactless payment options, not all cards or mobile devices may be contactless-enabled, so it's important to ensure that you have other payment options available as well.
Can I connect my mobile credit card reader to multiple devices?
Yes, it is possible to connect a mobile credit card reader to multiple devices. However, this largely depends on the type of mobile credit card reader you are using and the application it supports.
Some mobile credit card readers use Bluetooth technology to connect to devices, while others use a physical connection such as a headphone jack. If the reader uses Bluetooth, it can be paired with multiple devices as long as they are within range. However, some Bluetooth readers may only be able to connect to one device at a time.
On the other hand, if the reader uses a physical connection, it can only be connected to one device at a time. In this case, you will need to unplug the reader from one device before connecting it to another.
It is important to check the user manual or contact the manufacturer of your mobile credit card reader to confirm its connectivity capabilities.
Can I use a mobile credit card reader without an internet connection?
Yes, you can use a mobile credit card reader without an internet connection. Some mobile credit card readers are designed to work offline, allowing you to process payments without an internet connection. These types of mobile credit card readers typically store payment information on the device until an internet connection is available, at which point the information is transmitted to the payment processor for authorization.
However, it's important to note that not all mobile credit card readers may have this feature. If you're looking for a mobile credit card reader that can work offline, it's important to check the specifications and capabilities of the device before purchasing it. Additionally, without an internet connection, you may not be able to immediately verify if a payment has been successfully processed, so it's important to keep track of any offline transactions and verify them when you have an internet connection.
How do I choose the best mobile credit card reader for my business needs?
Choosing the best mobile credit card reader for your business needs can seem overwhelming with the abundance of options available in the market. However, there are certain factors that you can consider to make an informed decision.
Firstly, compatibility with your mobile device is important. You need to ensure that the mobile credit card reader is compatible with your smartphone or tablet's operating system.
Secondly, consider the fees and charges associated with the mobile credit card reader. Some providers may charge a monthly fee, transaction fee, or a percentage of the sale amount. It's important to compare the costs and choose the one that aligns with your budget and business needs.
Thirdly, security features are crucial to ensure the safety of your customers' sensitive information. Look for mobile credit card readers that are EMV compliant and offer end-to-end encryption.
Lastly, consider the additional features and functionalities that the mobile credit card reader offers. Some may offer inventory management, invoicing, or integration with accounting software. Choose the one that offers the features that align with your business needs.
Overall, choosing the best mobile credit card reader requires careful consideration of compatibility, fees, security features, and additional functionalities.
What are the best mobile credit card readers available in the market?
The market is full of a variety of mobile credit card readers, so it can be challenging to choose one that best fits your business needs. However, some of the best mobile credit card readers available in the market are Square, PayPal Here, SumUp, and iZettle.
Square is a popular choice among small business owners for its user-friendly interface and affordable pricing. The Square reader is compatible with both Android and iOS devices and charges a 2.6% + $0.10 fee per transaction. PayPal Here is another popular option that offers a card reader, invoicing capabilities, and PayPal integration. The PayPal Here reader is compatible with both Android and iOS devices and charges a 2.7% fee per transaction.
SumUp is a mobile credit card reader that is best known for its low transaction fees and no monthly fees. The SumUp reader is compatible with both Android and iOS devices and charges a 1.69% fee per transaction. Lastly, iZettle is a mobile credit card reader that is best known for its high-quality hardware and reliable payment processing. The iZettle reader is compatible with both Android and iOS devices and charges a 1.75% fee per transaction.
Ultimately, the best mobile credit card reader for your business will depend on your specific needs and preferences.
What features should I look for in a mobile credit card reader?
When choosing a mobile credit card reader, there are several features you should consider to ensure that the device meets your business needs. Firstly, compatibility is essential, so you should look for a reader that is compatible with the type of phone or tablet you intend to use it with. Secondly, security is crucial, and you should look for a reader that meets industry standards for data encryption and fraud prevention. Thirdly, consider the reader's connectivity options, such as Bluetooth or Wi-Fi, to ensure that it can connect to your device quickly and reliably. Fourthly, look for a reader that is easy to use and comes with intuitive software that allows you to manage payments and transactions efficiently. Lastly, consider the cost of the device and any additional fees for processing payments. Overall, a mobile credit card reader with these features can help simplify and streamline your payment processing, making it easier for you to manage and grow your business.
What is the processing fee for using a mobile credit card reader?
The processing fee for using a mobile credit card reader can vary depending on the provider you choose. Most mobile credit card readers charge a percentage fee per transaction, which can range from 2.6% to 3.5%. Some of them also charge a flat fee per transaction, which can range from $0.15 to $0.30. Additionally, some providers may charge a monthly fee or annual fee to use their service. It's important to research and compare different mobile credit card readers to find the one that offers the best pricing and features for your business. Keep in mind that while a lower processing fee may seem attractive, it's important to also consider the quality of the service, customer support, and any additional features or benefits that may be offered.
Which mobile credit card reader offers the fastest payment processing time?
The mobile credit card reader with the fastest payment processing time varies depending on several factors, including the type of transaction, the processing system used, and the internet connection speed. However, some of the most popular mobile credit card readers that offer fast payment processing times include Square Reader, PayPal Here, and SumUp. These credit card readers use EMV technology, which provides faster and more secure payment processing. Additionally, they offer contactless payments, which reduces the time spent on payment processing. If you are looking for a mobile credit card reader with the fastest payment processing time, it is important to compare the processing fees, transaction limits, and other features of different providers to determine the best option for your business needs.
Which mobile credit card reader offers the most secure payment processing?
When it comes to mobile credit card readers, security should always be a top priority. The most secure mobile credit card readers are the ones that are PCI compliant. The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store or transmit credit card information maintain a secure environment.
Some of the mobile credit card readers that are PCI compliant include Square, PayPal Here, and Shopify. These mobile credit card readers use encryption technology to protect the cardholder's data during transmission. They also offer additional security features such as fraud detection and prevention tools, and two-factor authentication to ensure that the user is authorized to make the transaction.
Overall, it is important to choose a mobile credit card reader that is PCI compliant and offers the necessary security features to protect both the merchant and the customer's sensitive information.